Collateral Review Associate (RTL)

setpoint· Operations
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📍 Salt Lake City (Hybrid)

About this role

About the role

Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint provides critical infrastructure for relationships between the world’s largest banks, credit funds and capital markets counterparties. We’re building trust in this system of credit. 

Setpoint is looking for a Collateral Review Associate (RTL) to join our team!

The Collateral Review Associate is part of our in-house due diligence team. This role is responsible for reviewing and validating loan package documentation and individual materials required by lenders to loan money related to single family homes or multi-family properties to ensure accuracy, compliance, and completeness. They will collaborate with internal and external stakeholders and welcome the dynamic environment that comes with a fast-growing company.

Who will love this job

  • An organizational wizard: You are organized and have exceptional attention to detail.
  • A great communicator: You possess excellent written and verbal communication skills.
  • A multi-tasker: You can manage multiple priorities and execute them effectively within their deadlines.
  • A problem-solver: You can quickly get to expert status in new areas, understand what’s most important, and solve problems.
  • A process driver: You can pick up complex systems and design repeatable solutions.

What you’ll do

  • Conduct reviews of and validate loan package documentation and materials related to purchasing of property, documents include but are not limited to: credit, background, appraisal, title, HUD-1, flood cert, mortgage, note, guaranty, repair budgets, and entity documents.
  • Update internal web applications related to loan package materials and documentation.
  • Validate all materials have been updated in the system of record.
  • Perform daily operational audits for documentation requirements and data processing.
  • Provide assistance in communication with internal and external clients with questions or concerns on collateral.

You should have

  • 3+ years’ experience in title, valuations, or mortgage loan underwriting.
  • Strong computer abilities including intermediate to advanced Excel skills, Microsoft Word, and experience with software interfaces.
  • Ability to work extended hours based on the flow needs of the client - this includes month end, quarter end, and year end increases in volume.
  • Knowledge of mortgage and business loans, including underwriting and documentation standards, valuation methodologies and secondary loan markets and servicing and monitoring practices.
  • Ability to work independently, prioritize, and plan work activities while also being effective in a group setting.
  • Ability to work in our Salt Lake City or Park City office as needed.

About Setpoint

Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint’s technology makes warehouse transactions instant and error free.

In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital. 

We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short term and long term disability coverage, and flexible vacation. We have offices in Austin, TX, New York City, NY, and Salt Lake City, UT with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays).

Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

 

Frequently Asked Questions

Is the salary disclosed for the Collateral Review Associate (RTL) position at setpoint?
The salary for this Collateral Review Associate (RTL) role at setpoint is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Collateral Review Associate (RTL) position at setpoint located?
This Collateral Review Associate (RTL) role at setpoint is based in Salt Lake City (Hybrid). The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Collateral Review Associate (RTL) at setpoint belong to?
This Collateral Review Associate (RTL) position is part of the Operations department at setpoint. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Collateral Review Associate (RTL) position at setpoint?
Click the "Apply Now" button on this page. You will be redirected to setpoint's official application portal hosted on greenhouse where you can submit your application directly.
When was the Collateral Review Associate (RTL) job at setpoint posted?
This Collateral Review Associate (RTL) position at setpoint was posted on Jul 15, 2026. Apply as soon as possible — early applications are often reviewed first.
Collateral Review Associate (RTL)
setpoint
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