Credit Modeling Analyst

Hugobankยท Risk
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๐Ÿ“ Karachi, Sindh, PakistanFull time

About this role

Credit Modeling Analyst will develop, implement, and validate statistical and mathematical models to support credit risk assessment and decision-making across Consumer & Program Lending portfolios.

Credit Modeling Analyst will support the Head of Credit Risk, Merchant & Program Lending in building robust, data-driven models for credit scoring, risk measurement, and portfolio performance forecasting, ensuring model integrity through regular back-testing and validation.

Core Responsibilities :

1. Develop and implement statistical and mathematical credit models.

2. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.

3. Identify, define, and calculate independent and dependent variables for model building and ensure accurate representation of credit risk parameters.

4. Collect, handle, cleanse, and prepare data from multiple internal and external sources for modeling purposes.

5. Ensure data integrity and accuracy throughout the data pipeline from extraction to model input by implementing effective data quality checks and cleansing procedures.

6. Maintain model documentation including data dictionaries, variable definitions, and transformation logic. 7. Conduct regular model back-testing to assess model performance, stability, and predictive accuracy over time.

  • 1-3 years experience in the credit modeling, risk modeling or similar role within a banking or financial services industry.
  • Minimum masters degree preferably in statistics, mathematics, econometrics or any relevant major.
  • Leadership skills.
  • Good inter personal skills.

Frequently Asked Questions

Is the salary disclosed for the Credit Modeling Analyst position at Hugobank?
The salary for this Credit Modeling Analyst role at Hugobank is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Modeling Analyst position at Hugobank located?
This Credit Modeling Analyst role at Hugobank is based in Karachi, Sindh, Pakistan. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Credit Modeling Analyst role at Hugobank full-time or part-time?
This is listed as a Full time position. It is posted as a Credit Modeling Analyst role in the Risk department at Hugobank.
Which team or department does the Credit Modeling Analyst at Hugobank belong to?
This Credit Modeling Analyst position is part of the Risk department at Hugobank. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Credit Modeling Analyst position at Hugobank?
Click the "Apply Now" button on this page. You will be redirected to Hugobank's official application portal hosted on workable where you can submit your application directly.
When was the Credit Modeling Analyst job at Hugobank posted?
This Credit Modeling Analyst position at Hugobank was posted on May 25, 2026. Apply as soon as possible โ€” early applications are often reviewed first.
Credit Modeling Analyst
Hugobank
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