Credit Officer - Agri| West Godavari
About this role
To support credit assessment and portfolio quality for the agriculture lending portfolio through evaluation of customer information, financial analysis and credit due diligence. The role provides recommendations based on risk assessment and ensures compliance with credit policies, regulatory requirements and lending guidelines.
- Appraise and recommend agriculture credit proposals in accordance with credit policies, lending guidelines, and delegated authority.
- Assess agricultural income, cropping patterns, farm cash flows, land holdings, and other agri-specific risk factors as part of credit evaluation.
- Conduct customer visits and Personal Discussions (PDs) to evaluate borrower profile, farming activities, repayment capacity, and business viability.
- Analyze customer information, financial data, cash flows, and credit parameters to support underwriting decisions.
- Monitor portfolio quality, delinquency trends, and NPA levels and highlight emerging risks.
- Review delinquent accounts and support portfolio reviews to strengthen risk management practices.
- Identify process, policy, and credit risk gaps and recommend appropriate corrective measures.
- Ensure compliance with credit policies, regulatory requirements, and internal control standards.
Experience Range : 7 to 15 Years
Qualifications :
Graduate (Any Specialisation)
CA/ MBA
Frequently Asked Questions
Is the salary disclosed for the Credit Officer - Agri| West Godavari position at CSB?
The salary for this Credit Officer - Agri| West Godavari role at CSB is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Credit Officer - Agri| West Godavari position at CSB located?
This Credit Officer - Agri| West Godavari role at CSB is based in West Godavari, Andhra Pradesh, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Credit Officer - Agri| West Godavari role at CSB full-time or part-time?
This is listed as a Full time position. It is posted as a Credit Officer - Agri| West Godavari role at CSB.
How do I apply for the Credit Officer - Agri| West Godavari position at CSB?
Click the "Apply Now" button on this page. You will be redirected to CSB's official application portal hosted on oraclecloud where you can submit your application directly.
When was the Credit Officer - Agri| West Godavari job at CSB posted?
This Credit Officer - Agri| West Godavari position at CSB was posted on Sep 18, 2026. Apply as soon as possible — early applications are often reviewed first.
Credit Officer - Agri| West Godavari
CSB
You'll be redirected to CSB's official application page on oraclecloud.