Fraud Prevention Representative

cefcu· Citizens Equity First Credit Union
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📍 Peoria ILFull time
Full timeCitizens Equity First Credit Union

About this role

Are you ready to make the most of your talents and abilities, while helping others make the most of their finances?

Apply to join Team CEFCU!

CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team!

Investigates fraudulent activity on member account transactions, checks, loans, and account openings. Initiates collection action on all returned checks and related items. Identifies fraud trends and reports to management. Utilizes aggressive collection practices and frequent contact with members, financial institutions, attorneys, and law enforcement representatives to arrange recovery and/or restitution. Executes and responds to Transfer and Presentment Warranties and Indemnification Agreements in accordance with the Uniform Commercial Code (UCC).

Provides the highest quality member experience, for both internal and external members. Protects the interests of all CEFCU members by investigating, preventing, and mitigating fraud losses.

Core Hours:

Monday - Friday: 8:00 a.m. - 5:00 p.m.

Hybrid work-from-home after successful completion of training.Required: • High school diploma or equivalent. • 2-4 years of fraud, check processing, or Automated Clearing House (ACH) experience. • Strong critical thinking skills. • Proficiency in Excel, Word, and CEFCU Mainframe applications such as Account Information File (AIF), CEFCU Tele-Servicing System (CTI), Cross Reference File (XRF), Member Information File (MIF), Member Account File (MAF). • Ability to learn vendor applications, including Centrix DTS (casefile management system), Fiserv (Quick Assist, Hostlink, STAR Station), Teller Encore System, Temenos CLOS, Adobe Acrobat Pro, OneNote, OnBase, and VSoft, and apply at a proficient level within training period. • Proven ability to resolve conflict and respond appropriately to members in heightened emotional states. • Successful completion of Reid Technique of Interviewing and Interrogation Course or similar program required within 12 months. • Ability to learn and apply Federal Regulations E and CC and the UCC. • Ability to reason and problem solve through use of diagnostic skills, interrogation, and negotiation skills. Preferred: • Prior experience in a member center or Fraud Recovery Operations. • Knowledge of vendor applications, including Centrix DTS (casefile management system), Fiserv (Quick Assist, Hostlink, STAR Station), Teller Encore System, Temenos CLOS, Adobe Acrobat Pro, OneNote, OnBase, and VSoft, and apply at a proficient level within training period. • Knowledge of Regulations E, Z, and CC, network rules and regulations, and EFTA/UCC laws. • Knowledge of Fair Debt collection practices and criminal law. • Strong writing skills and proven ability to manage complex projects within deadlines. • Applicable college courses (Criminal Justice, Psychology, Business Law, Business Writing, etc.) and/or commensurate experience. • Previous experience with interrogation and proven record of controlling conflict in adverse situations strongly preferred.

Summary Pay Range

The anticipated starting pay range for this position is $20.20 - $23.75.

The pay range listed represents the anticipated starting range for a successful candidate. Final compensation will be based on factors such as experience, skills, and qualifications.

Please note that salary is only one component of total compensation at CEFCU.

 

Benefits

Financial

Merit-based raises

Health and Welfare

Generous paid time off (Holiday, Personal or Sick Time, Vacation)

Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP)
Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)

Health Savings Account

Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan, Identity Theft & Fraud Protection Plan, Legal Plan)

Life Insurance

Accidental Death & Dismemberment Insurance

Disability Benefits

Defined Benefit Plan – Pension 

Defined Contribution Plan – 401K

Additional Benefits

Employee Assistance Program

Tuition reimbursement

Career growth through internal job postings

Management Development Program: formal mentoring and training

Opportunities to help improve and build the CEFCU of tomorrow through process teams

Opportunities to personally contribute to corporate financial literacy and community initiatives

Casual days to support local charities

Employee discounts on entertainment, cell phone plans, theme park tickets, and more

On-site fitness center, fitness classes, and wellness program

It is CEFCU’s policy and intent to provide equal opportunity to all persons without regard to race, color, religion, political affiliation, sex/gender (including gender expression/identity, pregnancy, childbirth and related medical conditions), marital status, registered domestic partner status, sexual orientation, age, ancestry, national origin, veteran status, disability, medical condition, genetic characteristics, and/or any other basis protected by law. This policy covers all facets of employment including, but not limited to: recruitment, selection, placement, promotions, transfers, demotions, terminations, training, and compensation.

Frequently Asked Questions

Is the salary disclosed for the Fraud Prevention Representative position at cefcu?
The salary for this Fraud Prevention Representative role at cefcu is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Fraud Prevention Representative position at cefcu located?
This Fraud Prevention Representative role at cefcu is based in Peoria IL. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Fraud Prevention Representative role at cefcu full-time or part-time?
This is listed as a Full time position. It is posted as a Fraud Prevention Representative role in the Citizens Equity First Credit Union department at cefcu.
Which team or department does the Fraud Prevention Representative at cefcu belong to?
This Fraud Prevention Representative position is part of the Citizens Equity First Credit Union department at cefcu. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Fraud Prevention Representative position at cefcu?
Click the "Apply Now" button on this page. You will be redirected to cefcu's official application portal hosted on workday where you can submit your application directly.
When was the Fraud Prevention Representative job at cefcu posted?
This Fraud Prevention Representative position at cefcu was posted on Sep 3, 2026. Apply as soon as possible — early applications are often reviewed first.
Fraud Prevention Representative
cefcu
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