Loan Adjuster II

schoolsfirstfcu· SchoolsFirst Federal Credit Union
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📍 2 Locations📍 Sacramento, CA📍 Tustin, CAFull time💰 USD 22–32
Full timeOnsiteSchoolsFirst Federal Credit Union

About this role

We’re always looking for diverse, talented, service-oriented people to join our exceptional team.

Loan Adjuster II

The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity.

Pay Range:

$22.00 - $31.90

Scheduled Weekly Hours:

40

What You’ll Be Doing
Collects on loans of all stages of delinquency made by the Credit Union where timely payments are not being received. Communicates with Members using advanced skills to identify the true cause of non-payment and provides a personalized options to each Member.
  • Works on all delinquency stages through inbound/out-bound calling, letters, and other approved methods, collects past due payments and/or negotiates payment arrangements or repayment plans to resolve delinquent loans or negative shares by identifying reason for delinquency and offering appropriate options to Members.
  • Documents all conversations and collections activity in collection systems. May be responsible for funding of workout loans or working collections reports, such as the available money letter report.
  • Maintains adherence to all federal and state regulations and credit union policies.
  • Performs file maintenance of delinquent accounts to reflect agreed upon collection activities. Processes adjustments to Member loans as needed, including but not limited to, due date changes, opening/closing lines of credit, closing negative accounts, and payment plan maintenance.
  • Recommends Members with delinquent accounts for work out loans, deferments, reages, reduced payments, repossession and charge-off. Refers complex situations to the appropriate resources to ensure timely resolution.
  • May provide suggestions for streamlining departmental and credit union operations. When assigned helps to complete projects and reports related to the department.
  • May perform more advanced research and analysis on accounts, may skip trace and perform asset searches.

Additional Job Functions

 
  • Performs other duties as assigned
  • Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions

    Qualifications

    • High School Diploma or GED required
    • 3-5 years of previous related experience required
    • Previous financial institution or credit union experience preferred
      Knowledge, Skills, and Abilities
      • Knowledge of bankruptcy laws, FDCPA, TCPA and SCRA
      • Excellent verbal and written skills.
      • Uses active listening skills to determine the Member’s hardship and provides appropriate solution.
      • Ability to multi-task
      • Intermediate computer and typing skills
      • Experience with inbound/outbound phone system preferred
      • Conflict resolution and negotiation skills

        SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring

        At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.

        SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.

        This organization participates in E-Verify.

        Frequently Asked Questions

        What is the salary for the Loan Adjuster II role at schoolsfirstfcu?
        The listed salary for this Loan Adjuster II position at schoolsfirstfcu is USD 22–32. This is an Full time role.
        Where is the Loan Adjuster II position at schoolsfirstfcu located?
        This Loan Adjuster II role at schoolsfirstfcu is based in 2 Locations, Sacramento, CA, Tustin, CA. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
        Is the Loan Adjuster II role at schoolsfirstfcu full-time or part-time?
        This is listed as a Full time position. It is posted as a Loan Adjuster II role in the SchoolsFirst Federal Credit Union department at schoolsfirstfcu.
        Which team or department does the Loan Adjuster II at schoolsfirstfcu belong to?
        This Loan Adjuster II position is part of the SchoolsFirst Federal Credit Union department at schoolsfirstfcu. See the full job description for more information about the team structure and responsibilities.
        How do I apply for the Loan Adjuster II position at schoolsfirstfcu?
        Click the "Apply Now" button on this page. You will be redirected to schoolsfirstfcu's official application portal hosted on workday where you can submit your application directly.
        When was the Loan Adjuster II job at schoolsfirstfcu posted?
        This Loan Adjuster II position at schoolsfirstfcu was posted on Jul 17, 2026. Apply as soon as possible — early applications are often reviewed first.
        Loan Adjuster II
        schoolsfirstfcu · 💰 USD 22–32
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        You'll be redirected to schoolsfirstfcu's official application page on Workday.