Description

Summary:

The Portfolio Manager - Investor Real Estate is designated for those underwriters with the greatest responsibility for the most complex business loan relationships, and those with the highest credit exposure within the business segment.

Duties and Responsibilities:

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Credits would typically include those with moderate to high complexity.
• Utilizes single approval authority. 
• Periodic and timely receipt, analysis, dissemination, and recordation of
  required financial information
• Ongoing assessment of risk factors, not inherent in the financial information; Sensitivity analysis
• Timely updating of risk ratings and adjustment to the system of record, as
  appropriate
• Identification of potential problem loans and/or forecast of potential
  downgrade/upgrade to or from criticized or worse status
• Oversight of system integrity
• Anticipation of potential borrowing/credit needs, including renewals,
  restructures, etc.
• Evaluation of adequacy of current credit facilities and structure and other
  credit-related products
• Timely identification and escalation of financial deterioration   
• Appropriately assess risk profile of borrower. 
• Tasks as needed to support the line of business and job family
• Performs other duties as assigned.

Basic Qualifications: 

• Bachelors degree
• 3+ years’ experience with business or commercial underwriting in a centralized lending environment analyzing, primarily IRE

Preferred Qualifications: 

• Bachelor's degree in Finance, Accounting or Business
• Experience with IRE including retail, multifamily, office, and warehouse industrial properties
• Strong portfolio management skills
• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants
• Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment
• Experience working in financial sales environment

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.