Pricing Analyst

Job Overview:

We are looking for a Corporate Pricing Analyst (Group Health) to join our regional Corporate Pricing team in Bangkok. 

The team is responsible for pricing tailored health insurance solutions for corporate clients across Asia and the Middle East, working closely with our Sales teams and insurance partners to develop solutions that are both competitive and financially sustainable.

In this role, you will manage corporate quotations and renewals, ranging from adjustments to standard group solutions to fully tailored cases. You will analyse benefits, census and claims experience, develop pricing recommendations, and work with Sales teams and insurers to agree appropriate pricing and terms. 

This is an ideal opportunity for someone who is analytical, comfortable working with numbers and interested in developing strong expertise in health insurance pricing and underwriting within an international environment. 

Key Responsibilities and Activities:

Corporate Quotations – New Business 

• Prepare quotations for corporate health insurance opportunities, reviewing employee census, benefits, geographic coverage and available claims experience. 

• Assist in preparing non-standard groups and tailored plans using existing pricing tools and methodologies. 

• Assess the impact of benefit changes or commercial adjustments and propose alternative pricing or plan structures where appropriate. 

• Clearly communicate pricing assumptions and recommendations to the Sales team. 

Renewals and Portfolio Management 

• Prepare renewal quotations based on claims experience, demographics, benefit utilisation and other relevant factors. 

• Recommend appropriate pricing and/or benefit adjustments to support portfolio profitability and sustainability. 

• Prepare supporting analysis and reports for Sales teams and internal stakeholders. 

• Track final renewal rates and material benefit changes. 

Insurer Discussions and Negotiations 

• Prepare and submit pricing recommendations to insurance partners for new business and renewals. 

• Respond to technical questions and support negotiations on pricing and terms. 

• Negotiate and recommend pricing actions to external stakeholders such as insurers and reinsurers.  

Claims Analysis and Reporting 

• Prepare and analyse claims reports for corporate clients, identifying key trends, utilisation patterns and cost drivers. 

• Work with the Sales team to identify potential pricing or benefit solutions that balance client needs, affordability and portfolio sustainability. 

• Participate in discussions with Sales teams, brokers and clients to explain claims experience and renewal recommendations. 

Skills and Competencies

• Strong analytical and numerical skills, with good attention to detail.  

• Good proficiency in Microsoft Excel, including formulas, pivot tables and data analysis.  

• Ability to interpret data, identify trends and translate analysis into practical recommendations.  

• Good written and verbal communication skills, with the ability to work effectively with different stakeholders.  

• Strong organisational skills and ability to manage multiple quotations and deadlines.  

• Curious, proactive and willing to learn, with a good command of English. 

Experience and Education:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, Finance, Insurance, Data Analytics or another quantitative field. 

• Ideally 1–3 years of experience in insurance, pricing, underwriting, actuarial work or data analysis; strong fresh graduates with a relevant quantitative background may also be considered. 

• Previous exposure to health insurance, employee benefits or group insurance would be an advantage, but is not mandatory. 

About APRIL International Care 

APRIL International Care is committed to fostering a diverse and inclusive workplace. We believe innovation thrives in an environment where different perspectives and ideas come together. 

Join our international team and contribute to delivering sustainable, competitive and high-quality health insurance solutions for corporate clients. 

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