Product Manager

vegapay· Product Management
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📍 Gurugram, HR, IndiaFULL TIME

About this role

The Impact You’ll Drive
We are looking for a Product Manager with strong experience in Banking SaaS platforms, specifically within the Credit Management ecosystem.
The ideal candidate should have hands-on experience building, scaling, or managing credit products such as Credit Cards, BNPL, Credit Lines, Lending Platforms, or Embedded Credit solutions. They should possess a deep understanding of the end-to-end credit lifecycle and have worked either within a B2B SaaS platform serving financial institutions or directly within a fintech/bank managing credit products at scale.

The Hats You Will Wear
  • Own the end-to-end product lifecycle for credit management solutions including Credit Cards, Credit Lines, BNPL, and embedded lending products
  • Work closely with banks, NBFCs, fintechs, and ecosystem partners to design and launch scalable credit programs
  • Define and execute the product roadmap aligned with business objectives and market opportunities
  • Translate complex lending and credit requirements into configurable, scalable SaaS product capabilities
  • Drive platform capabilities across underwriting, onboarding, loan servicing, billing, repayments, collections, and customer management
  • Collaborate with engineering teams to build flexible credit infrastructure, decisioning frameworks, and workflow engines
  • Work closely with compliance, risk, operations, and partner teams to ensure regulatory and operational readiness
  • Optimize customer journeys across origination, servicing, repayments, and collections
  • Analyze product performance, portfolio behavior, and platform adoption to identify growth and optimization opportunities


The Perfect Fit
  • 3+ years of Product Management experience
  • Strong exposure to Banking SaaS, Lending Infrastructure, or Fintech platforms
  • Experience building or scaling Credit Cards, BNPL, Credit Line, Consumer Lending, or Embedded Finance products
  • Deep understanding of the credit lifecycle including onboarding, underwriting, decisioning, disbursals, billing, repayments, collections, and account closure
  • Experience working with configurable product platforms serving banks, NBFCs, or fintechs
  • Strong understanding of lending operations, risk controls, and credit program management

Your Edge Over The Rest
  • Experience building B2B SaaS products for credit management or lending infrastructure
  • Understanding of RBI regulations governing digital lending, co-lending, and credit products
  • Familiarity with LOS, LMS, rule engines, underwriting systems, and decisioning frameworks
  • Knowledge of ledger systems, repayment orchestration, reconciliation, and settlement flows
  • Experience working with credit bureaus, fraud systems, KYC providers, and risk platforms
  • Strong understanding of APIs, platform architecture, and SaaS product design principles
  • Strong problem-solving skills with the ability to navigate ambiguity and complexity
  • High ownership mindset with a bias for execution and outcomes
  • Ability to balance business goals, regulatory requirements, and customer experience
  • Excellent stakeholder management and communication skills across business, technology, risk, and banking teams

The Problem We’re Solving
Financial institutions today are held back by legacy systems that are slow, rigid, and expensive to scale. Launching or evolving credit, lending, and UPI products often takes months, requires heavy engineering effort, and limits the ability to create personalized customer experiences.

At the same time, customer expectations have changed - speed, flexibility, and tailored financial products are no longer optional. Banks and fintechs need infrastructure that allows them to innovate quickly, adapt continuously, and scale without friction.

This is where we come in.

At Vegapay, we are building modern, configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs with ease. Our platform brings together flexibility, speed, and control - helping our partners unlock new growth opportunities and deliver personalized banking experiences at scale.

The Opportunity Ahead
  • High ownership: You build it, you own it
  • Real scale: Systems that handle real money, real users, real complexity
  • Strong engineering culture: Clean code, solid architecture, fast execution
  • Zero fluff: Minimal bureaucracy, maximum impact
  • Growth: Shape systems, teams, and engineering direction

Frequently Asked Questions

Is the salary disclosed for the Product Manager position at vegapay?
The salary for this Product Manager role at vegapay is not publicly listed. Click "Apply Now" to learn more about the compensation package on their official careers page.
Where is the Product Manager position at vegapay located?
This Product Manager role at vegapay is based in Gurugram, HR, India. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Is the Product Manager role at vegapay full-time or part-time?
This is listed as a FULL TIME position. It is posted as a Product Manager role in the Product Management department at vegapay.
Which team or department does the Product Manager at vegapay belong to?
This Product Manager position is part of the Product Management department at vegapay. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Product Manager position at vegapay?
Click the "Apply Now" button on this page. You will be redirected to vegapay's official application portal hosted on keka where you can submit your application directly.
When was the Product Manager job at vegapay posted?
This Product Manager position at vegapay was posted on Sep 3, 2026. Apply as soon as possible — early applications are often reviewed first.
Product Manager
vegapay
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