Senior Personal Injury Protection Claims Analyst

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is currently recruiting for a Senior PIP Claims Analyst that can do a 2-day hybrid approach onsite in one of our offices. The ideal candidate will also possess the following skill set. 

Summary Statement

Provides quality investigation and analysis to adjust MI PIP Life Expectancy claims involving the Michigan Catastrophic Claims Association (MCCA). Includes all aspects of reporting to the MCCA (Initial, status and requests for reimbursement). File handling also includes litigated matters where settlement authority/approval from the MCCA is required. 

Essential Tasks/Major Duties

• Investigate losses, verify coverage, evaluate liability, damages and determine compensability independently.
• Engage other parties in negotiations and settle claims pursuant to claims handling guidelines.
• Timely initial reports to the MCCA when claim meets reporting criteria as well as timely and accurate completion of the MCCA status reports.
• Timely and accurate completion of Reimbursement Requests to MCCA.
• Collaborate closely with accounting to ensure balances align.
• Leverage expertise to review and analyze documents and legal pleadings.
• Establish and maintain proper reserves for each claim to accurately reflect the financial exposure.
• Partner with counsel to manage litigated claims.

Knowledge, Skills & Abilities

• Bachelor’s degree or equivalent combination of education and experience.
• 5 years Michigan PIP claims with MCCA involvement and experience with reporting and reimbursement requests.
• AIC or SCLA certification preferred, but not required.
• Ability to obtain appropriate state licensing as required.
• Proficient computer skills required including Microsoft Office Suite, Excel.
• Demonstrated successful ability to build positive relationships and partnerships within department, across the organization and with external customers.
• Ability to think strategically with supporting analytical skills.
• Excellent verbal and written communication skills with the ability to interact with internal and external customers.
• Proven negotiation skills.

Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer.  Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates.  This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.   Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee’s ability to perform their job duties may result in disciplinary action, up to and including termination.