Underwriter
resilience
Underwriter
bluevineus· Risk
About this role
About Bluevine
Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.
Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.
We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?
What We Look For:
The successful candidate will evaluate and underwrite small business loan applications in accordance with the company’s credit policies, procedures, and risk appetite. This role requires strong technical expertise, sound judgment, and exceptional attention to detail. The underwriter will assess complex financial information, evaluate credit risk, structure appropriate loan terms, and ensure compliance with applicable regulations while supporting the company’s growth, profitability, and portfolio performance goals.
What You’ll Do:
- Underwrite small business loan applications in accordance with established credit policies, procedures, and risk guidelines.
- Analyze financial statements, bank statements, tax returns, application data, and business and personal credit reports.
- Evaluate applicant creditworthiness, identify potential risks, and structure loans within established guidelines.
- Make well-supported credit decisions while balancing risk, customer needs, growth, and profitability.
- Clearly document underwriting decisions and rationale.
- Support additional projects and responsibilities as assigned by your manager.
What We Look For:
- 2+ years of Underwriting experience, ideally within a fintech company, bank, or other financial institution.
- Small business lending experience preferred.
- Strong knowledge of credit fundamentals within a commercial lending environment; formal credit training is a plus.
- Bachelor’s degree in finance, accounting, economics, or a related field preferred.
- Strong analytical skills and exceptional attention to detail.
- Sound judgment and the ability to evaluate complex financial information.
- A collaborative mindset and strong written and verbal communication skills.
This role is also eligible to earn annual performance-based incentive compensation in the form of a cash bonus. At Bluevine, we recognize the importance of fair and competitive compensation. Exact compensation may vary based on a variety of factors, including your experience, skills, and qualifications, as well as market trends.
New Hire Base Salary:
$61,900—$74,100 USD
Benefits & Perks (US Based ONLY)
- Excellent health coverage and life insurance benefits
- 401K with an immediate 3% company match
- PTO, Company Holidays, and Flexible Holidays
- Company-sponsored Mental Health Benefits, including 1:1 therapy
- Over $1,000 each year to spend on your personal wellness
- Monthly WFH stipends totaling over $1,000 annually
- Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
- Access to financial coaches and education sessions
- Weekly catered lunches and fully stocked kitchen pantries
- Community-based volunteering opportunities
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Frequently Asked Questions
What is the salary for the Underwriter role at bluevineus?
The listed salary for this Underwriter position at bluevineus is USD 62K–74K. This is an full-time role.
Where is the Underwriter position at bluevineus located?
This Underwriter role at bluevineus is based in Salt Lake City, UT. The position is listed as on-site or hybrid. Check the full job description or apply directly to confirm the work arrangement.
Which team or department does the Underwriter at bluevineus belong to?
This Underwriter position is part of the Risk department at bluevineus. See the full job description for more information about the team structure and responsibilities.
How do I apply for the Underwriter position at bluevineus?
Click the "Apply Now" button on this page. You will be redirected to bluevineus's official application portal hosted on greenhouse where you can submit your application directly.
When was the Underwriter job at bluevineus posted?
This Underwriter position at bluevineus was posted on Sep 8, 2026. Apply as soon as possible — early applications are often reviewed first.
Underwriter
bluevineus · 💰 USD 62K–74K
You'll be redirected to bluevineus's official application page on Greenhouse.