6 month Internship – Credit Analyst – September 2026

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Who We Are

First Japanese banking group with more than 350 years of history, MUFG is one of the largest financial institutions in the world (A1/A-/A-). With approximately 160,000 employees in more than 50 countries, MUFG is the 6th largest bank and largest non-state-owned bank in the world in total assets (USD 2.6 trillion as of April 2025).

MUFG offers its large corporate clients a wide range of financial services and products such as capital markets bonds & loans, acquisition finance, leverage finance, project finance, structured finance, FX & rates risk management, working capital finance, trade finance, cash management, etc

With around 100 employees and present in Paris for more than 50 years, MUFG Bank Paris is a branch of MUFG Bank with two types of activity:

• "Global Corporate & Investment Banking": global relationship with the main French corporate groups of the CAC 40 and SBF 120 stock exchange index
• "Japanese Corporate Banking": relationship with the subsidiaries of Japanese groups in France.

Our Business Areas

CAD (Credit Analysis Department) is an integral part of GCIB EMEA (Global Corporate Investment Banking) by providing the fundamental credit analysis required to support the approval and execution of transactions as well as ensuring the bank’s balance sheet is suitably protected by risk monitoring and proactive portfolio management.

What To Expect

The position, based in our Paris branch, is part of Credit Analysis Department (CAD). The work is mainly in English.

As part of a team of around 20 people, your main task will be to carry out fundamental analysis of major French groups and their subsidiaries in order to conclude on their credit quality. You will be responsible for establishing annual reviews and credit ratings, and developing your knowledge of corporate banking products:

• Collection and processing of financial data, calculate financial ratios
• Preparation of credit memos including bottom-up analysis of consolidated and company accounts, business and financial strategy analysis and sector review
• Proposition of a bank-specific internal rating to decide on the credit risk
• Monitoring of the various industries as well as the competitive and regulatory environment
• Monitoring of significant events specific to companies (publication of results, stock market alerts, profit warnings etc.)
• Exchanges with the risk teams in London, in the context of specific credit requests (credit lines, guarantees, market lines, etc.).

Join our Team

We look for talented, motivated and ambitious people who will be able to help drive our business forward. The successful candidate will have:

• Higher education (Bac+4/5) (Grande Ecole programme, Specialised Master)
• Fluency in French and an excellent level of operational English
• Good accounting and financial knowledge
• Understanding of financial accounts
• A strong analytical mind and ability to summarise
• Good writing skills
• Knowledge of corporate finance
• A good understanding of procedures and the importance of respecting them
• A high degree of rigour, reliability and organisation
• A high level of motivation

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.